If you have not yet reported on the end of the single ticket is good stay connected. New rules are now in effect, changing the way your company sends charges to customers. Will become more expensive and less flexible, but more protection against fraud. And attention: the final transition to the registered slip will be completed in 2018.
simple billet x registered
It is known as the single ticket not registered , which is issued by your company (in the role of transferor), but without specifying the bank who will make the payment (the drawee). Another feature of this model is the possibility of it does not bring value and no due date , whose fields can be filled to settle the bill.
Although lacking in information, this document format offers some advantages for the company issuing it. The first is that a single fee is usually paid to the bank on the own billet discharge. Thus, if the client does not confirm the payment, the service ceases to be taxed and the company saves this expense.
Another aspect that benefits certain businesses is the ability to change values and deadlines without the bank participate in this process, a relatively common practice in e-commerce.
But not everything is perfect. Despite the flexibility, who issues the ticket simple need to have strict control to confirm that each payment was made in the amount and date combined with the customer. Who organizes not may end up losing money.
But the ticket with registration brings everything in simple collection is optional, starting with the identification of the drawee , to the CPF or CNPJ customer who will pay and the communication of this information to the bank. Similarly, the document also sets the amount and the deadline to be paid.
In practice , the process of issuing changes little because a file is automatically generated and sent by the transferor to the bank. But just as the simple ticket, there are advantages and disadvantages in adopting the registered charge.
One bright spot lies in greater control over the invoices issued as registered with the model is easy to find out if the customer has paid , what you paid and when paid.
Also sells the product has been delivered or the service has been performed, but the client does not settled the ticket, your company may protest the title unpaid notarized . Obviously, the situation does not apply to e-commerce, in which the good is sent only after receipt of payment.
On the other hand , who issues the document record is subject to more taxes , which can greatly endear the value of the final operation. Among the proposed fares, the record of the ticket are, their settlement, stay, protest, change and cancellation.
unregistered billet end only in 2018
The schedule for the implementation of the ticket registered on all invoices, regardless of value, had an important change planned for 9 October of 2017.
From this date, documents with values between R $ 500.00 and R $ 1,999.99 could only be issued in registered model. By decision of the banks, this has changed.
The two final stages of the implementation of the new billing platform were also to 2018. Initially, the requirement would extend to slips between R $ 200.00 and R $ 499.99 from November 13 and all documents from December 11.
Before, since September, slips without registration largest R $ 2000 can be paid only at the issuing bank agencies. According to Febraban, 3.7% of slips paid in the country have a value exceeding this range.
The organization did not set a specific date for the new schedule – only to be informed in early 2018.
The change in schedule was defined due to the high volume of documents. It is estimated to be generated 4 billion billets per year. With such demand, the banks understood that it was more prudent to handle change.
Thus, slips to less than US $ 2000 can still be generated in the simple format .
What changes in practice?
So this means that from the dates in my company can no longer issue slip without registration within the specified values?
In fact, the issue is not prohibited, but if you want to keep it, you need to inform your client that payment can only be made at the bank responsible for the document – that is, less convenience for him.
The New Billing Platform , developed by Febraban together with banks, aims to modernize the system slips, storing and crossing the data of all documents of the kind issued in Brazil. They will be registered in the Interbank Payment Chamber (CIP), which will act as a single record slips.
What does your company do
The entrepreneur should plan their accession to the tool, meeting the slips emission rules. Even if your customer can pay a document without registration, it is not advantageous to him, as there is no guarantee that this situation be allowed any longer. That is, it is important to upgrade.
Who will hire a portfolio with the bank no longer meets the simple option. For those who use a management system, the transition is quite easy, does not produce significant changes in your routine, because the software works seamlessly with the financial institution.
Thus, the registration will be done automatically by the system, and the batch file transmitted to the bank with all the information. Every issue or change in billet follows this communication model and generates a return of the institution file, confirming the registered operation.
Meet a new solution: ContaAzul Get Easy
With the end of the single ticket in December 2017, the ContaAzul comes with a simple and secure solution for issuing slips recorded with low cost and fully integrated with the web- based system. Discover the ContaAzul Get Easy .
With this new way to charge customers, registered billets saw a viable and economical option for small business, as there are only charging on slips actually paid by your customers. And each payment updates the accounts receivable ratio of its financial control, eliminating the conference of bank deposits.
Learn more about ContaAzul Get Easy in the following video:
Bank payment in 2017: a summary of changes
We will list on topics which are the main information you need to know about the issue of bills:
- Companies should provide for the adoption to slip yet registered over 2017
- The transition to the billet with records will be completed in 2018 at a date not yet disclosed
- Simple slips still exist, but can only be paid by the issuing bank
- In the registered model, you need to identify the payer, document the amount and maturity
- The issue is more expensive for the company, subject to new bank fees
- You will need to stay active and an updated customer base
- interest and fines values are automatically updated when paying after the due date
- Your customer can pay off overdue slips in any bank
- As the payment will also be registered, will not be permitted to duplicate
- Errors when entering the bar code will be highlighted in an attempt to pay
- If something goes wrong, the ticket can only be paid by the issuing bank
- The current format of the ticket remains, including its barcode with 44 digits.
If you have not registered issue slips, you can do this in the online management system ContaAzul through few clicks and at no additional cost . And all easy and practical way, without loss of time – just as your business needs.